Your Credit Limit Is Hurting your Credit Score.

We love what we do, we have helped so many people get back on track by cleaning up their Credit and by educating them on Consumer Credit. Credit is a huge part of our life, your Credit Report is your “Report Card” and many times people get discouraged because of bad choices they have made in the past or lack of consumer credit education.

credit utilization ratio chart

We know all to well about making the wrong choices and not understanding how credit really works, so this was one major reason why we started Conquest Credit. The problem in today’s culture is “FAST”, everything is fast, fast food, internet, smartphones, etc. We forget to slow down every now and then to budget our finances or keep track of our credit card balances.

For example, one major challenge for many people is keeping down credit card balances. When you have maxed out credit cards, not only will you get into more debt, but it will kill your credit score.

Challenge. 

1. Start budgeting, we operate on a zero based budget and it has saved us thousands!!

2. Pay down your credit cards, for starters, if you have a maxed out card or a very high balance, pay it down to at least 50%, Your goal is to get your credit card to 20% or lower and NEVER go above 20% again if you can help it. This will help boost your credit score and will keep rising if you keep your balance low.

Please let us know how we can help, if you need budgeting materials we can send you what we use and if you need help with understanding your Credit Report we can do a Credit Analysis for you for FREE.

Danny Ramirez
President & Credit Repair Consultant.
p:800 288 4833 | e:dramirez@conquestcredit.org | w:www.conquestcredit.org | a: Buena Park

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